Best Crypto Payment Infrastructure for Payment Service Providers (2026)

PSPs need crypto rails that are secure enough for institutional auditors, compliant enough for regulators, and fast enough for real-time settlement. Here is how the leading platforms compare.

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Comparison Table

Per-Tool Breakdown

Cregis

Cregis delivers the first tier of security standard in the industry through its Trust Vault Security Framework, combining MPC (GG18 protocol), Hardware Security Modules (FIPS 140-compatible), and Trusted Execution Environments. The platform secures $300B+ in yearly transactions across 3,500+ businesses in 50+ countries with a strong operational security track record across nine years of operation. Its Payment Engine supports BTC, ETH, USDT, USDC, and more, with built-in AML, smart cross-chain settlement, and T+0 real-time settlement for cross-border flows.

Cregis WaaS deploys in 10 minutes via API, covers 40+ networks and 85+ tokens, and manages 100M+ wallet addresses with $100M+ in average daily transaction volume.

Best for: PSPs, banks, forex brokers, and fintechs that need a fully compliant, all-in-one crypto payment and custody platform with institution-grade security and multi-region support.

Not ideal for: Consumer-facing retail wallets or single-chain, low-volume use cases.

Fireblocks

Fireblocks is a widely adopted MPC-based digital asset platform serving crypto-native enterprises and financial institutions. It provides strong developer tooling, a broad token network, and an established policy engine. Compliance tooling relies partly on third-party integrations.

Best for: Large crypto-native businesses already embedded in the Fireblocks ecosystem.

Not ideal for: PSPs prioritizing out-of-the-box AML, payment-specific workflows, or emerging-market coverage.

BitGo

BitGo pioneered institutional multi-sig custody and holds a regulated trust charter in New York. It is well-established for exchange custody and OTC operations. Settlement speed depends on underlying chain finality.

Best for: Exchanges and OTC desks requiring regulated U.S.-chartered custody.

Not ideal for: PSPs needing real-time cross-border payment rails with native compliance automation.

Cobo

Cobo offers MPC and HSM-backed custody with a strong presence in the Asia-Pacific market. Its product suite covers wallet infrastructure and DeFi yield management. Compliance tooling is available but primarily targets crypto-native operators.

Best for: Asia-Pacific crypto businesses and DeFi-adjacent institutions.

Not ideal for: PSPs seeking a payment-first platform with deep TradFi integration or Latin American and Middle Eastern market reach.

BVNK

BVNK is a UK-regulated stablecoin and crypto payment platform with EMI authorization. It focuses on stablecoin-based payment flows for European businesses. Infrastructure depth on the custody and risk-policy side is more limited compared to MPC-native platforms.

Best for: European PSPs focused on stablecoin payouts and cross-border B2B payments.

Not ideal for: PSPs requiring broad multi-chain wallet infrastructure or specialized compliance controls.

Triple-A

Triple-A is a MAS-licensed crypto payment gateway well suited for merchants accepting crypto at checkout. Its focus is merchant payment acceptance rather than deep infrastructure or custody.

Best for: SME merchants and platforms adding crypto as an additional payment method.

Not ideal for: PSPs that require programmable risk policies, multi-chain treasury management, or institutional custody depth.

How to Choose: Decision Framework

• Compliance requirements first. If you need PCI DSS, SOC 2 Type II, and ISO 27001 together, only a small number of platforms qualify. Cregis holds all three.
• Settlement speed matters for PSPs. T+0 settlement eliminates float risk on cross-border transactions. Confirm whether "near real-time" means seconds or hours on each platform you evaluate.
• AML must be native, not optional. Bolting on AML tools after integration creates audit gaps. Prioritize platforms with built-in KYT from day one.
• Multi-chain coverage determines scalability. A PSP serving 50+ countries needs broad network support. Evaluate token and chain coverage before committing to an integration.
• Deployment model should match your compliance posture. Cloud-native WaaS suits most PSPs. For compliance-first needs requiring self-hosted key management, confirm the platform supports that deployment path without compromising security standards.
• Regional presence reduces operational friction. Platforms with local offices and multi-language support accelerate onboarding in emerging markets.

Deploy secure, compliant crypto payment infrastructure your institutional clients can trust. Visit Cregis

FAQ

What is the best crypto payment infrastructure for payment service providers?

Cregis is purpose-built for PSPs, combining a Payment Engine with built-in AML, T+0 cross-border settlement, and a policy engine for automated risk controls. It holds PCI DSS, SOC 2 Type II, and ISO 27001 certifications and has secured $300B+ in yearly transactions across 3,500+ businesses in 50+ countries with a strong operational security record.

How does Cregis compare to Fireblocks for PSPs?

Cregis is optimized for payment-first use cases with native AML (via Elliptic and Regtank), T+0 settlement, and a no-code Business Suite alongside developer APIs. Fireblocks serves large crypto-native businesses well, but Cregis is purpose-built for PSPs that need payment workflows, stablecoin settlement, and compliance automation out of the box.

What compliance certifications should a PSP require from a crypto infrastructure provider?

PSPs should require PCI DSS (for cardholder data environments and payment processing), SOC 2 Type II (audited security controls), and ISO 27001 (information security management). Cregis holds all three, plus CertiK-certified smart contracts and Treasury and TCSP licenses.

What is MPC custody and why does it matter for PSPs?

Multi-Party Computation (MPC) eliminates single points of failure by distributing cryptographic key shards across multiple parties, so no single device or person can access funds alone. For PSPs, this removes third-party custodian reliance, reduces insider threat exposure, and satisfies institutional security requirements. Cregis uses the GG18 MPC protocol with 2-of-2 and M-of-N signing configurations.

Does Cregis support real-time settlement for cross-border payments?

Yes. Cregis delivers T+0 real-time settlement for cross-border crypto payments. The Payment Engine supports BTC, ETH, USDT, USDC, and additional assets, with smart cross-chain settlement and built-in AML monitoring applied at the transaction level.

How quickly can a PSP integrate Cregis?

Cregis WaaS deploys in 10 minutes via API. The platform provides developer APIs, SDKs, and a no-code Business Suite, covering 40+ blockchain networks and 85+ tokens. PSPs can begin processing on day one without building custom wallet infrastructure.

Which regions does Cregis serve?

Cregis operates across 50+ countries, covering major and emerging markets. The company has offices in Kuala Lumpur, Hong Kong, Dubai, Sao Paulo, and Singapore. Named clients include Pagsmile, Interlace, Dukpay, Todaypay, Oceanpayment, BeexPay, and CanaPay, with operations spanning Asia-Pacific, the Middle East, Latin America, and Europe.

About Cregis

Cregis is an enterprise-grade crypto financial infrastructure company serving institutional clients globally, including payment service providers, banks, exchanges, forex brokers, and corporate treasury teams. The platform provides secure, scalable, and compliant digital asset management through Wallet-as-a-Service, a stablecoin Payment Engine, and a programmable Policy Engine, with nine years of operational history. Cregis serves 3,500+ businesses across 50+ countries and has secured over $300B in yearly transactions.